Effective date: January 1, 2026
By accessing or using the Tempered Wealth Management website at https://temperedwealth.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.
The content on this website — including articles, calculators, tools, and educational materials — is provided for informational and educational purposes only. It does not constitute investment advice, tax advice, legal advice, or a recommendation to purchase any specific insurance or financial product. The calculators on this site produce estimates only; results are not guarantees of future performance or specific outcomes.
Content on this website is not an offer to sell or a solicitation of an offer to buy any insurance or financial product. Insurance products and services are available only in states where Tod Long (NPN: 7569078) is licensed. Availability varies by state.
Visiting this website or submitting a contact form does not create a client relationship, advisory relationship, or any professional obligation between you and Tempered Wealth Management or Tod Long. A formal relationship is established only through a written agreement.
Tempered Wealth Management makes reasonable efforts to provide accurate, current information. However, we make no warranties — express or implied — regarding the accuracy, completeness, or suitability of any information on this site. Information may become outdated and is subject to change without notice.
The retirement income calculators on this website are tools designed to illustrate general financial concepts and provide rough estimates. They use simplified assumptions and do not account for all factors that affect retirement planning outcomes. Results should not be relied upon as the sole basis for any financial decision. Please consult a qualified financial professional for advice tailored to your specific situation.
All content on this website — including text, graphics, design, and code — is the property of Tempered Wealth Management or its content providers and is protected by applicable intellectual property laws. Unauthorized reproduction or distribution is prohibited.
This website may contain links to third-party websites. These links are provided for convenience only. Tempered Wealth Management does not endorse or take responsibility for the content, privacy practices, or accuracy of any linked external site.
To the fullest extent permitted by law, Tempered Wealth Management and Tod Long shall not be liable for any damages arising from your use of this website or reliance on any information contained herein.
These Terms of Use shall be governed by the laws of the State of Texas, without regard to conflict of law principles.
We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page. Continued use of the website after changes are posted constitutes acceptance of the updated terms.
Questions about these terms? Contact us at tod@temperedwealth.com or 888-553-6428.
Tempered Wealth Management is an independent financial services practice. Insurance products and services are offered through Tod Long, NPN 7569078, licensed in 30+ states. This website is for informational purposes only and does not constitute investment, tax, or legal advice. Calculators are illustrative tools only — results are estimates and not guarantees. Past performance is not indicative of future results.